Pulse

PULSE, what you need to read, brings you the best financial security professional development content in five areas that influence your practice.

Trends In Executive Compensation; Life Insurance Strategies for Buy-Sell Agreements; Supplementary NQDC Plan Options; Misunderstood Retirement Tools; and More

September 19, 2019 Six Trends In Executive Compensation In this piece, Rodney Morris and Catalina Ganis of The Elliot Group discuss six key trends in executive compensation, including more rapid hiring decisions, the use of private equity-backed equity grants, and changing rules around salary history disclosure. Read more >> NQDC Panel: The Value of Supplementary…

How To Replicate A Stretch IRA, Why Retirees Are Wary of Annuities, Five Biases That Drive Clients, And More

Topics: Advisor standard of conduct, Annuities, Business uses of Life Insurance, Defined contribution plans, ERISA, IRAs, Key man, Life insurance products, Qualified Plans, Regulation, Retirement security, SEC

SEC Issues Final Standard of Conduct Rule For Brokers And Advisors Yesterday the SEC released a final standard of conduct rule that establishes a best interest standard of care for broker dealers, clarifies the fiduciary duty for advisors, and creates a standardized disclosure form both brokers and advisors. AALU is currently analyzing the details of…

IRS Ruling on ILITs, Helping Aging Clients, Trustee Duties, IRS Expands EPCRS Program, and More

Topics: COLI/BOLI, Estate planning, NQDC, Tax reform, Trusts

May 23, 2019 WRMarketplace: The IRS Expands EPCRS Self-Correction Program To Cover Plan Loan Failures and Certain Other Operational and Plan Document Failures The IRS’s recently issued 2019 Employee Plans Compliance Resolution System (EPCRS) update makes common plan failures simpler and less costly to correct. Particularly for smaller plans that may have found the new…