What We Advocate


Regulation of Life Insurance Professionals

As life insurance professionals, AALU members work in the best interest of their clients every day. Our work helps individuals and families secure their retirement and maintain financial independence in the face of potential catastrophe. AALU members also work with businesses large and small to protect their employees, finance benefit plans, and provide liquidity in…

Importance of Certainty and Permanence for Long-Term Planning

Successfully planning for your financial future and that of your family and business over a lifetime requires certainty. Effective planning also needs predictability that shouldn’t be undercut by recurring changes in the tax code. In the area of estate and business succession planning, uncertainty with respect to tax rules has been shown to reduce incentives…

Benefits of Life Insurance Products

Topics: Benefits of Life Insurance Products

Life insurance is one of the best financial protection and long-term savings tools available to families and businesses. By enhancing Americans’ economic security, life insurance products reduce the burdens on federal programs. Only life insurance products protect against an unexpected death or debilitating injury or illness and provide guaranteed income in retirement. Businesses use life…