Comment Letters

Re: Comments on Proposed Amendment to N.J.A.C. 13:47A-6.3 and Proposed Rule N.J.A.C. 13:47A-6.4 Regarding a Uniform Fiduciary Standard for Broker-Dealers, Agents, Investment Advisers, and Investment Adviser Representatives

June 14, 2019 Christopher W. Gerold Bureau Chief Bureau of Securities Division of Consumer Affairs 153 Halsey Street, 6th Floor PO Box 47029 Newark, NJ 07101 Submitted Electronically – http://www.njconsumeraffairs.gov/proposals/pages/default.aspx Re: Comments on Proposed Amendment to N.J.A.C. 13:47A-6.3 and Proposed Rule N.J.A.C. 13:47A-6.4 Regarding a Uniform Fiduciary Standard for Broker-Dealers, Agents, Investment Advisers, and Investment...

Joint Trades Letter: SECURE Act

June 17, 2019 TO THE MEMBERS OF THE UNITED STATES SENATE: We, the undersigned organizations, are writing to urge you to pass H.R. 1994, the Setting Every Community Up for Retirement (SECURE) Act. Now is the time to pass this comprehensive bill that will help the families of veterans, small businesses, retirement plan sponsors, cooperatives,…

Re: CC:PA:LPD:PR (REG-103083-18)/Proposed Reportable Policy Sale Regulations (REG-103083-18) (“Proposed Reportable Policy Sale Regulations”)

Topics: IRS, Regulation, Treasury Department

May 9, 2019 Via: Federal eRulemaking Portal: www.regulations.gov (REG-103083-18) The Honorable Steven Mnuchin Secretary of the Treasury U.S. Department of the Treasury 1500 Pennsylvania Avenue, N.W. Washington, D.C. 20220 The Honorable Charles Rettig Commissioner Internal Revenue Service 1111 Constitution Avenue, N.W. Washington, D.C. 20224 CC: PA:LPD:PR (REG-103083-18) Room 5203 Internal Revenue Service P.O. Box 7604…

RE: Excise Tax on Executive Compensation Paid by Tax- Exempt Organizations (Notice 2019-09)

Topics: IRS, Regulation, Tax treatment

April 2, 2019 The Honorable David J. Kautter Assistant Secretary for Tax Policy Department of the Treasury 1500 Pennsylvania Avenue, N.W. Washington, D.C. 20220 Mr. William M. Paul Acting Chief Counsel Internal Revenue Service 1111 Constitution Ave, N.W. Washington, D.C. 20224 RE: Excise Tax on Executive Compensation Paid by Tax- Exempt Organizations (Notice 2019-09) The…

AALU Letter of Support for SECURE Act

April 1, 2019 The Honorable Richard Neal The Honorable Ron Kind Chairman, Ways and Means Committee U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 …… The Honorable Kevin Brady The Honorable Mike Kelly Ranking Member, Ways and Means U.S. House of Representatives Committee Washington, D.C. 20515 U.S. House of…

Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (RIN 3235-AK60U) 

March 15, 2019 Mr. Brent J. Fields Secretary Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549-1090 Re: Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (RIN 3235-AK60U) Dear Mr. Fields, The Association for Advanced Life Underwriting (“AALU”) is the leading organization of life insurance professionals…

Comments on Proposed Regulation Amending Chapter 90 of the Nevada Administrative Code to Add New and Expanded Fiduciary Duties for Financial Planners

March 1, 2019 Diana J. Foley Securities Consultant, Securities Division, Nevada Secretary of State’s Office 2250 Las Vegas Boulevard North Suite 400 North Las Vegas, NV 89030 Submitted Electronically – fiduciaryduty@sos.nv.gov Re: Comments on Proposed Regulation Amending Chapter 90 of the Nevada Administrative Code to Add New and Expanded Fiduciary Duties for Financial Planners Consultant…

Estate and Gift Taxes; Difference in the Basic Exclusion Amount (RIN 1545-BO72)

February 21, 2019 The Honorable David J. Kautter Assistant Secretary for Tax Policy Department of the Treasury 1500 Pennsylvania Avenue, N.W. Washington, D.C. 20220 Ms. Kirsten Wielobob Deputy Commissioner for Services and Enforcement Internal Revenue Service 1111 Constitution Avenue, N.W. Washington, D.C. 20224 Mr. William M. Paul Acting Chief Counsel Internal Revenue Service 1111 Constitution…

Suitability in Annuity Transactions Model Regulation Exposure Draft dated November 19, 2018

February 15, 2019 The Honorable Doug Ommen Commissioner, Iowa Insurance Division Chairman, NAIC Life Insurance and Annuities (A) Committee Two Ruan Center 601 Locus, 4th Floor Des Moines, IA 50309 The Honorable Stephen C. Taylor Commissioner, D.C. Department of Insurance, Securities and Banking Vice Chairman, NAIC Life Insurance and Annuities (A) Committee 1050 First Street,...

AALU Comment Letter – Section 199A Proposed Regulations

Topics: 199A

October 01, 2018 Via: Federal eRulemaking Portal: www.regulations.gov (REG–107892–18) The Honorable Steven Mnuchin Secretary of the Treasury U.S. Department of the Treasury 1500 Pennsylvania Avenue, N.W. Washington, D.C. 20220 The Honorable Charles Rettig Commissioner Internal Revenue Service 1111 Constitution Avenue, N.W. Washington, D.C. 20224 Re: CC:PA:LPD:PR (REG-107892-18)/Proposed Section 199A Regulations (REG-107892-18) (“Proposed Section 199A Regulations”)…